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St. Cloud City & County Employees Credit Union
Privacy Notice
St. Cloud City & County Employees Credit Union is committed to providing you with
financial products and services to meet your needs and help you reach your financial
goals.
What follows is a description of the information we collect and disclose, including the
parties who receive nonpublic information from us, as permitted by law, to conduct the
business of the credit union.
Categories of Information We Collect
We collect nonpublic personal information about you from the following sources:
· Information we receive from you on applications or other forms
· Information about your transactions with us
· Information we receive from consumer-reporting agency
Categories of Information We Disclose and Parties to Whom We Disclose
We do not disclose any nonpublic personal information about our members and former
members to anyone, except as permitted by law.
Confidentiality and Security
We restrict access to nonpublic personal information about you to those employees who
need to know that information to provide products or services to you. We maintain
physical, electronic, and procedural safeguards that comply with federal regulations to
guard your nonpublic personal information.
What Members Can Do to Help
Your Credit Union is committed to protecting the privacy of its members. You, our
Members can help by following these simple guidelines:
· Protect your account numbers, card numbers, PINs (personal identification numbers)
and passwords. Never keep your PIN with your debit or credit card which can
provide free access to your accounts if your card is lost or stolen.
· Use caution when disclosing your account numbers, social security numbers, etc. to
other persons. If someone calls you, explains the call is on behalf of the credit union
and asks for your account number, you should beware. Official credit union staff will
have access to your information and will not ask for it.
· Keep your information with us current. It is important that we have current
information on how to reach you. If we detect potentially fraudulent or unauthorized
activity or use of an account, we will attempt to contact you immediately. If your
address or phone number changes, please let us know.
· Let us know if you have any questions. Please do not hesitate to call us - we are here
to serve you!
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